Past performance of the Plan investment options is no guarantee of future results.
The performance of the Plan funds reflects all expenses including investment management and Plan expenses.
The investment rate of return and principal value of an investment in mutual funds will fluctuate and when redeemed may be worth more or less than the original investment.
The fund performance chart has changed to comply with new Department of Labor regulations. Returns are reported net of all fees and "N/A" is shown for periods before a fund was added to the Plan. If you are looking for performance before a fund was added to the Plan, please refer to the fund fact sheets available on our website in the Investment Options section. A fund fact sheet is available for each fund.
The performance is displayed for the time periods in which the funds were available in the Plan.
Actual Plan performance over 3, 5, and 10 years therefore may not be available for all funds, depending on when they were added to the Plan.
From Inception column reflects annual average return since the fund was added to the Plan.
Expense Ratio is gross fund expense as disclosed in the prospectus.