* Performance as of December 31, 2011. Returns include investment management expenses; they do not include plan expenses.
The past performance is no guarantee of future results. The investment rate of return and principal value of an investment in mutual funds will fluctuate and when redeemed may be worth more or less than the original investment.
Rates of Return for our Model Portfolios are the weighted average of the 10 year annual returns for each of the funds in the portfolio.