|May 25, 2013|
how scarborough fees compare
to other rollover options
three types of fees associated with retirement accounts
Example of Variable Annuity fees
Example of fee-based advisory program fees
1 This number represents a variable annuity offer through a major insurance company and includes optional riders. Expenses are from prospectus dated May 1, 2010. The variable annuity offered to you may have higher or lower expenses. Consult the product prospectus for specific information.
2 Average advisory fee on a $400,000 account plus average investment management expense of all institutional class mutual funds listed in Morningstar. Program expenses can be higher or lower.
3 Plan expenses for Conservative Growth Portfolio, as of 12/31/10, includes Scarborough fee of 0.70%.
4 Based on $400,000 account value and reflects a 10% free withdrawal revision. Withdrawl charge schedule of a product offered by a major insurance company, as of prospectus dated May 1, 2010. Withdrawal charge can vary – check the product prospectus for details (surrender charges).
As you can see, expenses do matter!
If you are interested in completing an expense comparison, you can use the FINRA Mutual Fund Expense Calculator. This will help you understand the importance of expenses.
5 This is a hypothetical example and does not represent any actual plan performance. These returns do not represent a guarantee of future results.